New ₹20 Currency Notes: Design & Features of the ₹20 Note (Mahatma Gandhi New Series)

New ₹20 Currency Notes

The Reserve Bank of India (RBI) has announced that it will soon release new ₹20 currency notes under the Mahatma Gandhi (New) Series. But before you start digging through your wallet in worry, here’s the key thing: Your old ₹20 notes will remain fully valid. What’s Changing in the New ₹20 Notes? Here’s the only … Read more

Baal Aadhaar Card: How to Make Baal Aadhaar Card for Kids Under 5 – Full Process & Benefits

Baal Aadhaar Card

Baal Aadhaar Card apply online: Baal Aadhaar is a special Aadhaar card issued to children under the age of 5. Unlike regular Aadhaar, this version doesn’t collect biometrics (fingerprints or iris scans). Instead, it includes: Many schools now ask for Aadhaar at the time of admission. Health schemes and early investments (like Sukanya Samriddhi Yojana … Read more

Big Changes in HDFC and ICICI Bank Rules from July 1, 2025 – What Every Customer Must Know

HDFC and ICICI Bank Rules

As the calendar flips to July 2025, two of India’s biggest private sector banks — HDFC Bank and ICICI Bank — are all set to roll out important changes in their transaction and service charges. These changes will directly affect how you use your credit card, ATMs, wallets, and digital payments. If you bank with … Read more

CIBIL Score Update After Loan Repayment: RBI’s New 15-Day Rule You Must Know

RBI New 15Day Rule

Have you ever repaid a loan on time, only to find your CIBIL score still showing old data? It can be frustrating especially when you’re planning to apply for another loan or credit card. Thankfully, the Reserve Bank of India (RBI) has heard this concern and introduced a new rule that brings relief to borrowers … Read more

Tatkal Train Ticket Booking Rule Change: Aadhaar Authentication Mandatory from July 1

Tatkal Train Ticket

Train journeys often come with last-minute plans and that’s where Tatkal tickets are a lifesaver. But starting July 1, 2025, Indian Railways is bringing a big change. If you’re booking Tatkal train tickets through IRCTC, you’ll now need to verify your Aadhaar to complete your booking. Let’s walk through exactly what’s changing, why Aadhaar authentication … Read more

FASTag Annual Pass 2025: How ₹3,000 Can Save You Big on Highway Toll

FASTag Annual Pass 2025

Ever feel like you’re paying too much just to drive on the highway? If you cross toll plazas often—whether for work, family, or weekend trips a new scheme might finally make it easier and cheaper. On June 18, Union Transport Minister Nitin Gadkari introduced the FASTag Annual Pass, a ₹3,000 prepaid plan that gives private … Read more

Can You Break the 15-Year Lock-in Period in PPF? Most Indians Don’t Know This Rule

PPF Rule 2025

Public Provident Fund Rule 2025: Have you invested in a Public Provident Fund (PPF) but now need the money before the 15-year lock-in ends? You’re not alone. Many people think PPF is a fixed, untouchable investment—but there’s actually a legal way to close it early. Surprised? Let’s break it down in simple terms. What’s the … Read more

PM Kisan ₹2,000 Payment Date: Here’s Why It’s Delayed 20th installment and What You Can Do

PM Kisan Payment Date

PM Kisan ₹2000 Payment Date: If you’re a farmer counting on that next ₹2,000 from PM Kisan to make ends meet — you’re not alone. Millions across India are holding their breath, waiting for the 20th installment of the PM Kisan Samman Nidhi scheme. What’s Happening With the 20th PM Kisan Installment? The central government … Read more

RBI Latest Guidelines 2025: How to Identify Real ₹50 and ₹200 Notes, RBI issued alert

RBI Latest Guidelines

Have you ever looked at a ₹50 or ₹200 note and wondered, “Is this real?” You’re not alone. With so many rumors floating around on social media, it’s easy to get confused. That’s why the Reserve Bank of India (RBI) has stepped in with a clear update. In this guide, we’ll break down everything you … Read more

8th Pay Commission Salary Grade Pay Wise : There will be a huge increase in pension and salary

8th Pay Commission

According to fresh reports, the 8th Pay Commission may be implemented starting 1st January 2026—and if it happens, it could mean a significant salary and pension hike for millions of employees with grade pay of ₹2000, ₹2800, and ₹4200. What’s the 8th Pay Commission, and Why Does It Matter? If you’re not deep into government … Read more